Financing and leasing is the single largest source for acquiring equipment.

Whether you’re a small company or a Fortune 500 company, we offer some of the best finance programs available. We can also help you build your business at the same time! We’re a strong financial partner when you need it.
Early Pay-off: Intech offers one of the most customer-friendly early pay-off provisions in the industry.
Simple One Page Lease: Our contract is one page (front and back), written in 
standard English.
No Blanket Liens: The security interest is in the leased equipment only.
10-Day Payment Grace Period: We always give a 10-day grace period on payments.
No Hassles: Our leases aren’t subject to annual renewal and/or call provisions.

These typically allow the buyer to own the equipment at the end of the term for just $1 or $101.

Advantages include:

  • Low Monthly Payments
  • Tax Benefits: Many customers qualify for tax incentives under Section 179 of the IRS Tax Code plus depreciation and interest expense. Always check with your accountant to verify how these tax benefits will affect your company.
  • Open Credit: Leaves your bank line of credit available for other uses.
  • Low Down Payments: Preserves your working capital because leasing requires no down payment and provides 100% financing including ancillary costs such as shipping and installation. Operating capital is saved for revenue-generating investments.
  • Equity Investment: At the end of the lease you own the equipment for $1.00 or the specified amount.
  • Longer Terms With Fixed Rates: Bank loans typically use floating rates and these can be called in anytime during the loan. Leases offer fixed payments through the entire term and are not callable on demand or subject to annual renewals.
  • Simplified Paperwork.

These leases usually have purchase options of 10 percent, 20 percent, or fair market value. At the end of the lease, you have the option to send the equipment back or purchase it for the stated purchase option.

Advantages include:

  • Low monthly payments
  • Tax benefits: Payments can be written off as an operating expense for tax and accounting purposes.
  • Off balance sheet treatment possible.
  • Minimizes risk of ownership.

Equipment Finance Agreements are fully amortized loans where the title to the equipment passes to the borrower when the finance contract begins and the equipment seller has been paid. Unlike many bank loans, Intech can finance up to 100% of the equipment cost with no down payment. You can also include freight, accessories and tooling in your loan.

Advantages include:

  • Low Monthly Payments
  • Tax Benefits: Many customers qualify for tax incentives under Section 179 of the IRS Tax Code plus depreciation and interest expense. Always check with your accountant to verify how these tax benefits will affect your company.
  • Open Credit: Leaves your bank line of credit available for other uses.
  • Low Down Payments: Preserves your working capital because leasing requires no down payment and provides 100% financing including ancillary costs such as shipping and installation. Operating capital is saved for revenue-generating investments.
  • Equity Investment: At the end of the lease you own the equipment for $1.00 or the specified amount.
  • Longer Terms With Fixed Rates: Bank loans typically use floating rates and these can be called in anytime during the loan. Leases offer fixed payments through the entire term and are not callable on demand or subject to annual renewals.
  • Simplified Paperwork.